TTawakkul
Every subscription is reviewed and approved by Drake Financial Ltd., a registered exempt market dealer — independently of Tawakkul. Why that matters

For residents

You do not have to invest to live here.

Most of what is written about Tawakkul is written for investors. This page is not. It is for the person who wants a home — near the masjid, near their children, near the community they have prayed in for thirty years — and wants to know when one might be available and what it would cost.

Two entirely different things, and it is worth being clear which one you are doing. Investing means subscribing for units of a trust: you may make money and you may lose it, and it gives you no right to live anywhere. Renting a home means signing a lease with a landlord under the residential tenancy law of your province. Neither one gets you the other. Being on this list does not require you to invest a dollar, and investing does not move you up it.

What we can tell you, and what we cannot

What is settled
  • Where these communities are, and which institution anchors each one
  • That affordability is the point of them, not a feature added afterwards
  • The rent and income figures the municipalities have actually published
  • That you will hear from us before applications open
What is not settled yet
  • The rents. They have not been set at any of these projects
  • The unit mix — how many studios, one-bedrooms, family homes
  • The dates. These are developments, and developments move
  • Who will qualify, and on what evidence

We would rather publish a short honest list than a long confident one. When any of the second column moves into the first, the people on the interest list are told.

What affordable actually means

In Canada the word has a definition, and it is a national one: housing is affordable when it costs less than 30% of a household's before-tax income. That is CMHC's test and it is the test the federal housing programmes are built on.

Municipalities then translate that into a number. Each city publishes what it considers the maximum rent for an affordable home, by unit type, and the method changed recently. "80% of average market rent" was the standard formulation and is still used in some programmes, but the authorities that matter most have moved to a two-test definition — the lower of a rent derived from renter households' incomes and the average market rent CMHC observes locally. Toronto adopted that in November 2023, and Ontario did the same for development charges in 2024. Two numbers, and the smaller one wins. Those published numbers are below.

They are not the same as rent-geared-to-income housing. RGI is the deep subsidy — rent set at roughly 30% of what your household actually earns, allocated by your region's Service Manager from a centralised waiting list, often years long. Affordable rental is a different tier: a fixed rent below the market, with an income ceiling attached. Most people who ask us about these communities are asking about the second one.

The published figures, community by community

Every number below was published by the authority named beside it. None of them is a Tawakkul rent, because Tawakkul has not set one.

Al Andalus Mississauga Mississauga, Ontario

Mississauga · 2025 schedule — the most recent the City has published

What the authorities say affordable rent is here.

City of Mississauga
Published affordable rent and income figures for Mississauga
HomeMonthly rentMaximum household income
One bedroom$1,752$97,479
Two bedroom$1,941$97,479
Three bedroom$2,046$97,479

One income limit applies across every unit type. The City sets it at the sixth income decile, using 2024 data.

The City does not publish a studio or bachelor figure under this programme.

These are the figures the authority named beside them has published. They are not Tawakkul rents. Rents at this project have not been set, and they will be published before anyone is asked to apply.

Rents under this programme are updated annually against the Province's Affordable Residential Units Bulletin under the Development Charges Act. That bulletin was refreshed on 1 July 2026; the City had not republished its own schedule when this page was last checked, so the 2025 figures above are the City's own published numbers and the ones we show.

The Region of Peel is the Service Manager. It runs the centralised waiting list and the rent-geared-to-income system, which is a different and deeper form of assistance than the tier above.

Programme: Affordable Rental Housing Community Improvement Plan. Source: mississauga.ca — Incentives for building affordable rental housing, checked August 2026.

Al Andalus North York North York, Ontario

Toronto · 2026 schedule

What the authorities say affordable rent is here.

City of Toronto
Published affordable rent and income figures for Toronto
HomeMonthly rentIndicator income
Studio$1,127$45,072
One bedroom$1,426$57,059
Two bedroom$2,055$105,487
Three bedroom$2,351$113,878

Read this column carefully. These are not tenant eligibility limits — the City publishes none. They are the incomes the City uses to derive the rent, at the 50th percentile for a studio and the 60th percentile for everything else.

These are the figures the authority named beside them has published. They are not Tawakkul rents. Rents at this project have not been set, and they will be published before anyone is asked to apply.

Toronto's definition is the lesser of two tests: one times the CMHC average market rent for that unit type, or 30% of the before-tax monthly income of renter households. In 2026 the studio and one-bedroom figures are set by the income test and the two- and three-bedroom figures by the market test.

For reference, CMHC's October 2025 survey put average market rent in Toronto at $1,491 for a studio, $1,761 for a one bedroom, $2,045 for a two bedroom and $2,294 for three or more.

Programme: Official Plan definition of Affordable Rental Housing, administered by the Housing Secretariat. Source: toronto.ca — Occupancy costs for affordable housing, checked August 2026.

École Ibn Batouta Ottawa, Ontario

Ottawa · Effective 1 January 2026

What the authorities say affordable rent is here.

City of Ottawa
Published affordable rent and income figures for Ottawa
HomeMonthly rentMaximum household income
Bachelor$932 – $1,331Not published
One bedroom$822 – $1,594Not published
Two bedroom$1,161 – $1,926Not published
Three bedroom$1,416 – $2,203Not published
These are the figures the authority named beside them has published. They are not Tawakkul rents. Rents at this project have not been set, and they will be published before anyone is asked to apply.

Ottawa publishes a range rather than a single figure, and states that rents are set against CMHC average market rents rather than against the household's own income.

Ottawa publishes no income eligibility table. The application form says only that household income must fall within limits set by the City, and directs applicants to Registry staff. We will not invent a number to fill that column.

Programme: Affordable Housing Program, administered through the Housing Registry of Ottawa. Source: housingregistry.ca — Housing Registry of Ottawa, checked August 2026.

Masjid Anwar-e-Madina Surrey, British Columbia

Surrey · Income limits effective 1 December 2025 · rents from the October 2025 survey

What the authorities say affordable rent is here.

BC Housing and CMHC
Published affordable rent and income figures for Surrey
HomeMonthly rentMaximum household income
Studio or one bedroom$1,602$58,000
Two bedroom$1,872$72,000
Three bedroom$1,956$86,000
Four or more bedrooms$107,500

BC Housing's Housing Income Limits are the province's eligibility ceiling for many affordable housing programmes. Surrey falls inside the Vancouver limit area.

BC Housing does not publish a separate studio limit — its lowest band is “one bedroom or less”.

These are the figures the authority named beside them has published. They are not Tawakkul rents. Rents at this project have not been set, and they will be published before anyone is asked to apply.

The City of Surrey does not publish its own maximum rents by unit type. Its Affordable Housing Strategy defines affordable rental by reference to median market rents, and its housing agreements defer to CMHC's methodology. So the rent column above is CMHC's observed average market rent for Surrey, which is a reference point rather than a cap — a below-market unit would be priced under it.

British Columbia's own definition is the national one: housing is affordable when it takes 30% or less of a household's gross income.

Programme: Housing Income Limits, and the CMHC Rental Market Survey. Source: bchousing.org — Housing Income Limits, checked August 2026.

Join the interest list

No obligation, no application, no queue position, and nothing to pay. It puts your name in front of us and puts our news in front of you.

Anything that would matter to you? Choose any.

Only because affordable homes carry income ceilings set by the municipality, not by us. If your household is above the ceiling we would rather tell you now than let you wait for a letter that says no. Leave it blank if you would rather.

This is not an application and it does not hold a place for you. There is no queue yet, and nobody who joins this list is ahead of anybody else. It means we have your name, and that you hear from us before anyone else does.

Does joining this list get me a home?
No. It is a list of people who want to hear from us, not an application and not a waiting list. There is no queue yet at any of these projects, and when applications do open everyone will apply through whatever process the project and the municipality settle on. What the list does is make sure you know it is happening.
What will the rent actually be?
We do not know yet, and anyone who tells you otherwise is guessing. Rents are set close to occupancy, against the municipal schedule in force at the time, the building's actual costs and whatever public programme the project ends up in. The figures on this page are the municipalities' published maxima as they stand today, so you can see the tier being aimed at.
Is this rent-geared-to-income or subsidised housing?
These are not rent-geared-to-income units. RGI is allocated by your region's Service Manager from a centralised waiting list, and Tawakkul does not run it and cannot put you on it. If RGI is what your household needs, apply to your Service Manager directly — in Peel, Toronto, Ottawa or through BC Housing — and do that regardless of anything here.
Do I have to be Muslim to live here?
No. These communities are built around Muslim institutions and are designed for the congregations that already surround them, and they are open to everyone. Housing providers in Canada are bound by human rights legislation and we would not want it otherwise.
Do I have to invest to get a home?
No, and we would think less of ourselves if the answer were different. Subscribing for units confers no right to occupy anything, and being an investor gives you no advantage on housing. Tying tenancy to an investment would also be a serious regulatory problem, quite apart from being wrong.
Can I be on the list for more than one community?
Yes. Say so in the box, or send the form again for the second one.
What do you do with what I tell you?
We use it to plan — how many one-bedrooms against how many family homes, how many accessible units, how quickly people need them — and to write to you. It is not sent to Drake Financial, because Drake handles investments and this is not one. Ask us to delete it and we will.
I need housing now. What should I do today?
Contact your municipality's housing registry today, and do not wait on us. In Peel that is the Region of Peel; in Toronto, Access to Housing; in Ottawa, the Housing Registry of Ottawa; in British Columbia, BC Housing. These are developments, and a development is measured in years.

Or, if it is the investment you came for.

Four questions to see what applies to you.

Or book fifteen minutes, or call 905 949 9119 and we will walk you through it.

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What is being built, what is opening, and what we are learning about halal investing in Canada. No selling, and one click to stop.

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